.legal-hero {
    padding-bottom: 2rem;
    text-align: center;
    background: linear-gradient(180deg, #eef2ff 0%, #ffffff 100%);
}

.legal-hero .section-kicker {
    display: block;
    margin-bottom: 0.5rem;
}

.legal-hero .section-title {
    margin-bottom: 0.65rem;
}

.legal-hero > .container > p:last-child {
    max-width: 680px;
    margin: 0.75rem auto 0;
    color: var(--gray);
    font-size: 1.05rem;
}

.legal-updated {
    margin: 0;
    color: var(--gray);
    font-size: 0.9rem;
    font-weight: 600;
}

.financial-advice-notice {
    max-width: 760px;
    margin: 1.5rem auto 0;
    padding: 1rem 1.25rem;
    border: 1px solid #f59e0b;
    border-radius: 10px;
    background: #fffbeb;
    color: #78350f;
    line-height: 1.65;
    text-align: left;
}

.financial-advice-notice strong {
    display: block;
    margin-bottom: 0.2rem;
    color: #92400e;
}

.legal-content {
    padding-top: 1rem;
}

.legal-layout {
    display: grid;
    grid-template-columns: minmax(200px, 250px) minmax(0, 780px);
    justify-content: center;
    align-items: start;
    gap: 3rem;
}

.legal-nav {
    position: sticky;
    top: 1.5rem;
    display: flex;
    flex-direction: column;
    max-height: calc(100vh - 3rem);
    overflow-y: auto;
    padding: 1.25rem;
    border: 1px solid #e5e7eb;
    border-radius: 12px;
    background: white;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.06);
}

.legal-nav h2 {
    margin: 0 0 0.75rem;
    color: var(--dark);
    font-size: 0.85rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.legal-nav a {
    padding: 0.55rem 0;
    border-bottom: 1px solid #eef2f7;
    color: var(--primary);
    font-size: 0.85rem;
    font-weight: 600;
    line-height: 1.4;
    text-decoration: none;
}

.legal-nav a:last-child {
    border-bottom: 0;
}

.legal-nav a:hover {
    text-decoration: underline;
}

.legal-document {
    padding: 2rem;
    border: 1px solid #e5e7eb;
    border-radius: 12px;
    background: white;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.legal-document section {
    margin-bottom: 2.5rem;
    scroll-margin-top: 2rem;
}

.legal-document section:last-of-type {
    margin-bottom: 0;
}

.legal-document h2 {
    margin: 0 0 0.85rem;
    color: var(--dark);
    font-size: 1.3rem;
    line-height: 1.35;
}

.legal-document p,
.legal-document li {
    color: var(--gray);
    line-height: 1.75;
}

.legal-document p {
    margin: 0 0 0.9rem;
}

.legal-document p:last-child {
    margin-bottom: 0;
}

.legal-document ul {
    margin: 0.75rem 0 0;
    padding-left: 1.35rem;
}

.legal-document li + li {
    margin-top: 0.45rem;
}

.legal-document a {
    color: var(--primary);
    font-weight: 600;
}

.legal-note {
    margin-top: 2.5rem;
    padding: 1.25rem;
    border-left: 4px solid var(--primary);
    border-radius: 0 8px 8px 0;
    background: var(--light);
    color: var(--gray);
    line-height: 1.65;
}

.legal-note strong {
    color: var(--dark);
}

@media (max-width: 760px) {
    .legal-layout {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .legal-nav {
        position: static;
        max-height: none;
    }

    .legal-document {
        padding: 1.35rem;
    }
}